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Our lenders offer unsecured installment loans with an Annual Percentage Rate (APR) of 36% and below.



1. For qualified consumers, the maximum APR, (including the interest rates plus fees and other costs) is 36% and the minimum is 7%. Subject to lender-approval.

2. Example: Loan Amount: $4,300.00, Annual Percentage Rate: 36.00%, Number of Payments: 30, Monthly Payment: $219.38, Total Amount Payable: $6,581.40v

3. Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 30 months.

4. Lender-approval and loan terms will vary based on credit determination and applicable state law. The lender's approval process may take longer due to additional documents being requested



Rates and Fees
APR and fees are adjusted by many variables, including your credit rating, FICO score, state of residence, income and more. We work with lenders that adhere to applicable state and federal laws. Each state has its own limitation on APR and additional fees, therefore, you should review them before applying for a loan. The Truth in Lending Act requires full disclosures from our lenders of all loan fees and interest rates. If you are offered a loan, you are under no obligation to take the loan. Make sure you are aware of all the terms and conditions before taking a loan and never take a loan you cannot repay.



Possible Effect On Credit Rating and FICO Score
All borrowers must be aware that missing a payment or being late with payments may potentially negatively impact their credit score. Our lenders will likely run one or more credit checks with a major credit agency in order to determine whether or not to approve your application. If our lenders face an incident of non-payment or late-payment, they may report to those credit agencies in order to warn other lenders, banks and financial institutes.



Collection Practices
If for any reason you cannot make a payment on time, you should contact and discuss with your lender immediately on how to resolve it. After entering into a loan repayment schedule, you are protected by the Fair Debt Collection Practices Act (FDCPA), which is overseen and enforced by the Federal Trade Commission and the Consumer Financial Protection Bureau. Our lenders are required to abide by the FDCPA, which includes the following rules (this applies both to lenders and third-party collection agencies working on behalf of the lenders):

1.They may not contact you by phone before 8:00 am or after 9:00 pm in your time zone;
2.They may not use abusive language toward you;
3.They are prohibited from using deception to attempt to collect a debt from you;
4.They are not allowed to threaten legal action against you if they either can not or do not intend to pursue such legal action.



Renewal, Refinancing and Late-Payment Additional Costs and Fees
Loan renewal policies are largely governed by either state or federal law. In states where automatic rollovers or repayment term extensions are allowed, interest rates and late fees may apply. However, in certain instances, some of our lenders may offer instead a refinance option that allows customers to refinance their existing loan balance into a new loan with a new repayment schedule. Read the lender's terms in considering renewal or refinancing options before signing the loan agreement.



Plain and Trust Green Loans Bad Credit Loans

A loan can be a blessing in disguise in the time when you are in a financial calamity and you don’t know anyone who can help you. Not everyone has property or asset to sell and arrange money all of a sudden. Now, you don’t have to fulfill much strict requirements in order to avail a loan facility. Even those individuals who have a bad credit history can get a loan. There are lenders other than banks available who are providing loan offers. It is not something that is too good to be true. It is really happening; people are getting loans even with bad credit history. You don’t even have to pay collateral for getting the loan.


Plain and easy Green Loans review

Plain and Trust Green Loans is a lender that is offering loans to individuals who have bad credit history. It is offering the bad credit loans. Plain and Trust Green Loans has been offering 93 different payday loans to individuals in Houston. It is serving in the industry since 1968 by offering bad credit loans to individuals online with the highest interest rates. The Plain and Trust Green Loans website has a secure environment to facilitate users where they can easily enter their personal data and get the loan online. It uses VeriSign and McAfee encryption for the protection of the personal data of the users. A single application can make you get payday loan instantly. The loan amount is deposited in the account of the applicant in the next business day. The lender has been offering good customer services. The reps can be located via email or phone. There are many resources available on the website itself that can help applicants in getting answers to their queries. The application for the loan is processed online without any faxing or collateral requirements. The company is not just offering payday loans and bad credit loans, standard loans are also offered which require collateral. Repayment plan is designed according to the flexibility of the borrower. Secure source of income and a bank account is required for getting the loan. They don’t perform any credit history checks. After the approval, the amount is deposited into the account of the borrower overnight. A good thing about the lender is that the borrowers who are unable to repay the loan amount in time are entitled to get an extension.



The company can offer a loan of $1500 to the maximum. For every $100 borrowed, the borrower has to pay $30 for the 14 days cash loan and this amount is greater than the average amount set in the industry which is $25. This interest rate is the fee of the lender for providing money to even those who have a bad credit history. There is a separate FAQ section at the website where most of the common questions asked by applicants are answered. The website is easy to navigate and the procedure of application is simple too. The company is totally reliable. All personal information of the borrowers is kept safe. Loans are offered without any hidden charges and penalties.